Entertaining information focused on Fintech industry insights, market trends, news, and life stories from Fintech leaders, thinkers, and doers.

Oct 23, 2026

BANKER WARNING: Here Comes the Run

Last week JPMorgan, Bank of America, Citi and Schwab blocked outside AI agents from moving money. This week the reason got clearer: the agents work, the deposits are cheap, and the banks that ignore both are the ones that end up explaining a funding gap.

Stephen Bishop

Bank of America’s Tests Found the Problem. The OCC Sent a $750 Million Bill.

Stephen Bishop

Oct 20, 2026

Amex Gets a $350 Million Penalty for Watching the Wrong Book

Stephen Bishop

Oct 13, 2026

USDT faces an EU clock as stablecoins move toward SAP and Samsung

Tedd Huff

Oct 12, 2026

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Stablecoin Payments: Why Banks Need a Unified Control Layer

How orchestration, custody, and controls prepare banks to add new capabilities

Tedd Huff

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

Oct 6, 2026

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8 min read

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

Bluevine's deposits cost 1.44 percent against Valley's 2.28 percent, Column takes the exclusive slot inside AppFolio, Stripe buys the lender whose loans Celtic already makes, and Old Glory is at 2.69 percent against a 14 percent floor.

Stephen Bishop

Oct 5, 2026

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8 min read

A new dollar stablecoin, a MiCA split and a custody rewrite

OUSD became Stripe's default stablecoin on Tempo, while ESMA and Circle split on MiCA and banks sued the OCC.

Tedd Huff

Payments, bank deposits and crypto custody: what changed

Sep 29, 2026

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5 min read

Payments, bank deposits and crypto custody: what changed

SoFi starts settlement, the Fed proposes rules and Bitget reports $387.5M affected; Bitcoin ETFs record inflows.

Tedd Huff

The OCC Letter Names Mission Lane's Exit Timetable

Sep 28, 2026

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9 min read

The OCC Letter Names Mission Lane's Exit Timetable

The Bancorp is still down 21.7 percent two weeks on, digital-asset firms choose narrower charters, Core Bank moves into dealership software, and a creditor who paid one dollar for its claim asks Delaware to appoint a receiver over Synapse.

Stephen Bishop

web3 with FTC

CLARITY failed. Stablecoin rules got harder to avoid.

Sep 23, 2026

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6 min read

CLARITY failed. Stablecoin rules got harder to avoid.

The Senate vote failed 49-50, then Circle launched Arc with USDC as its gas and settlement asset.

Tedd Huff

The FDIC Proposes More Reach for State Banks While Enova Pulls Its Bank Applications

Sep 22, 2026

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9 min read

The FDIC Proposes More Reach for State Banks While Enova Pulls Its Bank Applications

Avant applies for a national bank, Quill adds acquiring, a credit union enters the sponsor conversation, and Lineage changes its name with an FDIC order still attached.

Stephen Bishop

Inside the Vault

Chime Buys Stride and The Bancorp Loses a Fifth of Its Value in a Day

Sep 15, 2026

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9 min read

Chime Buys Stride and The Bancorp Loses a Fifth of Its Value in a Day

Mercury clears FDIC insurance it still cannot use, Nu opens on Lead Bank with a charter it already has, and the agencies propose retiring the 2024 deposit guidance.

Stephen Bishop

Cash App Sponsor Bank Sells for $123.8 Million, TabaPay Buys a Charter, and the OCC Approves Three Banks With Three Price Tags

Sep 8, 2026

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9 min read

Cash App Sponsor Bank Sells for $123.8 Million, TabaPay Buys a Charter, and the OCC Approves Three Banks With Three Price Tags

Equity buys Lincoln Savings Bank and FNBO buys InBank for the branches, TabaPay and OpenPayd buy their own way into the system, Revolut gets a charter with four products locked, and the Fed closes out two crypto-era orders.

Stephen Bishop

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BANKER WARNING: Here Comes the Run

Bank of America’s Tests Found the Problem. The OCC Sent a $750 Million Bill.

Amex Gets a $350 Million Penalty for Watching the Wrong Book

USDT faces an EU clock as stablecoins move toward SAP and Samsung

Subscribe to our newsletter

Recommendations

Archive

Stablecoin Payments: Why Banks Need a Unified Control Layer

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

A new dollar stablecoin, a MiCA split and a custody rewrite

Payments, bank deposits and crypto custody: what changed

The OCC Letter Names Mission Lane's Exit Timetable

CLARITY failed. Stablecoin rules got harder to avoid.

The FDIC Proposes More Reach for State Banks While Enova Pulls Its Bank Applications

Chime Buys Stride and The Bancorp Loses a Fifth of Its Value in a Day

Cash App Sponsor Bank Sells for $123.8 Million, TabaPay Buys a Charter, and the OCC Approves Three Banks With Three Price Tags

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