Entertaining information focused on Fintech industry insights, market trends, news, and life stories from Fintech leaders, thinkers, and doers.

Apr 14, 2026

Credit Scores vs Bank Data: Why Lenders Are Switching

Half of all loan applicants cannot get a reliable score and lenders keep using the same system

Tedd Huff

Bitcoin Yield Without Custody Risk: Inside Lightning's Payment Infrastructure

Tedd Huff

Apr 7, 2026

UBS Got a Charter | Valt Got a Charter | Fintechs Are Running the ROI Model Right Now

Stephen Bishop

Apr 2, 2026

Payment Processing Secrets: 13 Companies Merged Into One Platform

Tedd Huff

Mar 31, 2026

Subscribe to our newsletter

100% free, unsubscribe anytime.

Recommendations

Explore my handpicked newsletters that spark ideas, inspire creativity, and keep me informed.

How TD Claimed Workday, What Branch Won, and Why the Capital Proposal Is a Two-Sided Deal

Deposit relationships now live inside the ERP. Payout float goes to whoever structured the deal. The third-party provisions tighten what the relief loosened. The OCC named executives, not just institutions. Consumers trust banks more; and open fintech apps more often.

Stephen Bishop

web3 with FTC

Crypto Tax Secrets From an IRS Agent Who Audited 14 Platforms

Mar 24, 2026

•

21 min read

Crypto Tax Secrets From an IRS Agent Who Audited 14 Platforms

John Doe letters gave the IRS tens of millions of taxpayer names. Most crypto holders have no idea.

Tedd Huff

More Charter Filings, Infrastructure Bundles, and Regulatory Relief for Community Banks: Concentrating Control in Embedded Finance

Mar 18, 2026

•

14 min read

More Charter Filings, Infrastructure Bundles, and Regulatory Relief for Community Banks: Concentrating Control in Embedded Finance

Upstart and Zerohash File for Bank Charters, Cross River Bundles for Compliance, and the OCC Cuts Red Tape: What It Means for Sponsor Banks and BaaS Programs

Stephen Bishop

Inside the Vault

Banking as a Service: Why Most Sponsor Bank Deals Fail Before Launch

Mar 17, 2026

•

21 min read

Banking as a Service: Why Most Sponsor Bank Deals Fail Before Launch

A sponsor bank director reveals the red flags that kill fintech deals before they launch. Compliance, fee income, and the real $4.8B growth playbook.

Tedd Huff, +1

Inside the Vault

The Shift Away From Embedded Banking Partnerships to Charters Accelerates

Mar 12, 2026

•

12 min read

The Shift Away From Embedded Banking Partnerships to Charters Accelerates

Charter grabs, Fed approvals, White House wins, and full-stack launches show tech giants taking control over traditional sponsor banking.

Stephen Bishop

Leaders 1:1

JP Morgan Changed Open Banking and No One Is Ready for What Comes Next

Mar 10, 2026

•

21 min read

JP Morgan Changed Open Banking and No One Is Ready for What Comes Next

Open Banking Fees Are Changing How Apps Access Data

Tedd Huff

Inside the Vault

Bank Charters, Continue to Multiply – Faster than Rabbits.

Mar 4, 2026

•

11 min read

Bank Charters, Continue to Multiply – Faster than Rabbits.

You get a charter! And you get a charter! And you get a charter... While traditional sponsor banks see direct competition with more charter applications and approvals

Stephen Bishop

Leaders 1:1

The Truth About AI in Banking That Nobody Is Talking About

Mar 3, 2026

•

21 min read

The Truth About AI in Banking That Nobody Is Talking About

Fraudsters Move Faster Than Banks and the Gap Keeps Growing

Tedd Huff

Inside the Vault

Feb 27, 2026

•

12 min read

Speed Kills in Embedded Finance

High Costs of Fast Money or Crash from Compliance Failures

Stephen Bishop

...

Credit Scores vs Bank Data: Why Lenders Are Switching

Bitcoin Yield Without Custody Risk: Inside Lightning's Payment Infrastructure

UBS Got a Charter | Valt Got a Charter | Fintechs Are Running the ROI Model Right Now

Payment Processing Secrets: 13 Companies Merged Into One Platform

Subscribe to our newsletter

Recommendations

Archive

How TD Claimed Workday, What Branch Won, and Why the Capital Proposal Is a Two-Sided Deal

Crypto Tax Secrets From an IRS Agent Who Audited 14 Platforms

More Charter Filings, Infrastructure Bundles, and Regulatory Relief for Community Banks: Concentrating Control in Embedded Finance

Banking as a Service: Why Most Sponsor Bank Deals Fail Before Launch

The Shift Away From Embedded Banking Partnerships to Charters Accelerates

JP Morgan Changed Open Banking and No One Is Ready for What Comes Next

Bank Charters, Continue to Multiply – Faster than Rabbits.

The Truth About AI in Banking That Nobody Is Talking About

Speed Kills in Embedded Finance

Fintech Confidential

Home

Podcast

Video