Entertaining information focused on Fintech industry insights, market trends, news, and life stories from Fintech leaders, thinkers, and doers.

Nov 10, 2026

Block Books $764 Million. OppFi Pulls Its Applications.

A proposed Cash App settlement, an examiner’s guide to payment agents, and two bank buyers on different calendars.

Stephen Bishop

MEXC faces a U.S. cutoff. Samsung puts USDC in the wallet.

Tedd Huff

Nov 9, 2026

Coastal Earned the Fees. Upstart Left. nbkc Wants the Book.

Stephen Bishop

Nov 3, 2026

Binance says $6B of the $6.3B hack is covered. Now prove it.

Tedd Huff

Nov 2, 2026

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The FDIC Studies the Agent. Sezzle Applies to Be the Bank.

Agent access gets regulatory attention. Sezzle and Ramp seek different charters. Cross River agrees to buy Accrue, while Pathward shows what sponsorship earns and costs.

Stephen Bishop

web3

The OCC just set the clock: stablecoin issuers have until Jan 18, 2027

Oct 26, 2026

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6 min read

The OCC just set the clock: stablecoin issuers have until Jan 18, 2027

IBIT took in $565.7M for the week while every other Bitcoin ETF combined lost $264.5M; the OCC set its waiver rules.

Tedd Huff

Inside the Vault

Oct 23, 2026

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10 min read

BANKER WARNING: Here Comes the Run

JPMorgan, Bank of America, Citi and Schwab blocked outside AI agents from moving money. This week the reason got clearer: the agents work, the deposits are cheap, and the banks that ignore both are the ones that end up explaining a funding gap.

Stephen Bishop

Inside the Vault

Bank of America’s Tests Found the Problem. The OCC Sent a $750 Million Bill.

Oct 20, 2026

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6 min read

Bank of America’s Tests Found the Problem. The OCC Sent a $750 Million Bill.

The OCC assessed Bank of America $750 million, and Treasury says the bank missed or reported late more than $5 billion in suspicious activity. Schwab blocked unauthorized AI agents. The OCC named all nine of its largest banks for debanking policies. Upgrade filed for a Nevada industrial bank. Truist agreed to sell $7.7 billion of LightStream loans to Carlyle.

Stephen Bishop

Amex Gets a $350 Million Penalty for Watching the Wrong Book

Oct 13, 2026

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6 min read

Amex Gets a $350 Million Penalty for Watching the Wrong Book

The OCC fined American Express National Bank $350 million for missing about $13 billion in suspected money laundering. A pension fund sued Coastal Financial over what it said about partner credit protection. Green Dot will require identity verification before Apple Cash reloads starting November 9. FinCEN wants comments by November 4 on a transfer ban. ICBA is in federal court over trust charters.

Stephen Bishop

web3 with FTC

USDT faces an EU clock as stablecoins move toward SAP and Samsung

Oct 12, 2026

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10 min read

USDT faces an EU clock as stablecoins move toward SAP and Samsung

ESMA gives EU platforms three months to wind down unauthorized stablecoins, Cantor faces a Tether records request, and USDC moves toward SAP and Samsung. Plus: tokenized stocks, bank settlement pilots, and Bitcoin and Ether fund outflows.

Tedd Huff

Stablecoin Payments: Why Banks Need a Unified Control Layer

Oct 7, 2026

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8 min read

Stablecoin Payments: Why Banks Need a Unified Control Layer

How orchestration, custody, and controls prepare banks to add new capabilities

Tedd Huff

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

Oct 6, 2026

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8 min read

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

Bluevine's deposits cost 1.44 percent against Valley's 2.28 percent, Column takes the exclusive slot inside AppFolio, Stripe buys the lender whose loans Celtic already makes, and Old Glory is at 2.69 percent against a 14 percent floor.

Stephen Bishop

Oct 5, 2026

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8 min read

A new dollar stablecoin, a MiCA split and a custody rewrite

OUSD became Stripe's default stablecoin on Tempo, while ESMA and Circle split on MiCA and banks sued the OCC.

Tedd Huff

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Block Books $764 Million. OppFi Pulls Its Applications.

MEXC faces a U.S. cutoff. Samsung puts USDC in the wallet.

Coastal Earned the Fees. Upstart Left. nbkc Wants the Book.

Binance says $6B of the $6.3B hack is covered. Now prove it.

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Archive

The FDIC Studies the Agent. Sezzle Applies to Be the Bank.

The OCC just set the clock: stablecoin issuers have until Jan 18, 2027

BANKER WARNING: Here Comes the Run

Bank of America’s Tests Found the Problem. The OCC Sent a $750 Million Bill.

Amex Gets a $350 Million Penalty for Watching the Wrong Book

USDT faces an EU clock as stablecoins move toward SAP and Samsung

Stablecoin Payments: Why Banks Need a Unified Control Layer

Valley Wants Bluevine's $2.1 Billion, and Coastal Held $447 Million of It

A new dollar stablecoin, a MiCA split and a custody rewrite

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