Entertaining information focused on Fintech industry insights, market trends, news, and life stories from Fintech leaders, thinkers, and doers.

Sep 1, 2026

Examiners Narrow the Standard, Stripe Drops a $53 Billion PayPal Bid, and a $111 Million Bank Takes On $600 Million in Global Payments

The OCC and FDIC define unsafe practices by material harm, VALT must raise $25 million before opening, Afriex names Global Innovations Bank as sponsor and settlement bank, and RTP prepares for a 2027 cross-border pilot.

Stephen Bishop

39 bankers' groups just picked a side on stablecoins

Tedd Huff

Aug 31, 2026

Blue Ridge Sells for $448 Million After Cutting 70 Fintech Programs to Zero, the OCC Logs 40 Charter Applications in 18 Months, and Rippling Sweeps Deposits Out of Its Bank

Stephen Bishop

Aug 25, 2026

Token issuers could get a 12-month, $75 million exemption

Tedd Huff

Aug 24, 2026

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Tether’s First Real Audit Still Leaves a Gap

KPMG signed off on Tether’s full 2025 financials on August 13, confirming a $6.814 billion reserve surplus, but the underlying report still hasn’t been made public and the buffer has already shrunk 40% since. Plus: a Trump-linked firm wins a bank charter, the SEC pulls back on crypto rulemaking, and a $116M hardware wallet hack keeps growing.

Tedd Huff

The OCC Takes 221 Days on World Liberty, Denies bunq, and Returns Zerohash’s Filing

Aug 18, 2026

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5 min read

The OCC Takes 221 Days on World Liberty, Denies bunq, and Returns Zerohash’s Filing

World Liberty received conditional approval, the FDIC adopted a 120-day contingent process, bunq was denied, Zerohash was returned, Nayax chose a narrow state charter, and Citi bought Kard.

Tedd Huff, +1

Senate Revives Clarity Act as Tether, Circle, Ripple All Make Moves

Aug 12, 2026

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5 min read

Senate Revives Clarity Act as Tether, Circle, Ripple All Make Moves

The Senate quietly filed a cloture motion just hours after punting the floor vote to September, Tether's reserve cushion fell to $4.11 billion even as profit hit $1.5 billion, Circle picked up a New York trust charter, and Ripple secured a full EU license covering 30 countries.

Tedd Huff

FDIC is NOW Building the Diligence Function Partner Banks Sell

Aug 11, 2026

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6 min read

FDIC is NOW Building the Diligence Function Partner Banks Sell

A certification body for bank service providers would end duplicate vendor review: FDIC and six trade groups draft the standard, First Internet moves $2.4 billion of fintech deposits off balance sheet, Augustus National Bank receives deposit insurance, Dakota files for a national trust charter, and Chime cuts 10% of staff.

Tedd Huff, +1

Coastal Financial's $46 Million CCBX Credit Enhancement Write-Down: The Real Price of Sponsor Bank Risk

Aug 4, 2026

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5 min read

Coastal Financial's $46 Million CCBX Credit Enhancement Write-Down: The Real Price of Sponsor Bank Risk

Coastal Financial's Q2 2026 CCBX write-down, Flex's Utah ILC application, Upstart's OCC conditional approval, Wise's OCC trust charter denial, and X Money's Cross River launch reshape sponsor banking, credit enhancement, and BaaS partner risk.

Tedd Huff, +1

GENIUS Act Slips, Tether Surges, CLARITY Stalls: Is Your Crypto Strategy Already Outdated?

Aug 3, 2026

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7 min read

GENIUS Act Slips, Tether Surges, CLARITY Stalls: Is Your Crypto Strategy Already Outdated?

Stablecoin rules miss their deadline, Tether books $1.5B, Solana ETFs keep pulling flows, and D.C. stalls on CLARITY while operators keep building anyway.

Tedd Huff

The OCC Denied Wise in Writing, Twenty AGs Moved on Enova, and Kansas Closed Bank Number Four.

Jul 28, 2026

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10 min read

The OCC Denied Wise in Writing, Twenty AGs Moved on Enova, and Kansas Closed Bank Number Four.

The failure record got its first marquee entry, the applicant queue put a number on sponsor revenue, and the compliance file decided all of it.

Tedd Huff, +1

CLARITY Act Stalls Again: What It Means for XRP Now

Jul 27, 2026

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6 min read

CLARITY Act Stalls Again: What It Means for XRP Now

Senate Majority Leader Thune ruled out a CLARITY Act vote before August recess, and markets felt it fast.

Tedd Huff

web3 with FTC

Wall Street’s $114T Depository Just Went Tokenized

Jul 20, 2026

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8 min read

Wall Street’s $114T Depository Just Went Tokenized

DTCC went live July 15 with JPMorgan and BlackRock in the mix, and six agencies still have zero final rules.

Tedd Huff

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Examiners Narrow the Standard, Stripe Drops a $53 Billion PayPal Bid, and a $111 Million Bank Takes On $600 Million in Global Payments

39 bankers' groups just picked a side on stablecoins

Blue Ridge Sells for $448 Million After Cutting 70 Fintech Programs to Zero, the OCC Logs 40 Charter Applications in 18 Months, and Rippling Sweeps Deposits Out of Its Bank

Token issuers could get a 12-month, $75 million exemption

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Archive

Tether’s First Real Audit Still Leaves a Gap

The OCC Takes 221 Days on World Liberty, Denies bunq, and Returns Zerohash’s Filing

Senate Revives Clarity Act as Tether, Circle, Ripple All Make Moves

FDIC is NOW Building the Diligence Function Partner Banks Sell

Coastal Financial's $46 Million CCBX Credit Enhancement Write-Down: The Real Price of Sponsor Bank Risk

GENIUS Act Slips, Tether Surges, CLARITY Stalls: Is Your Crypto Strategy Already Outdated?

The OCC Denied Wise in Writing, Twenty AGs Moved on Enova, and Kansas Closed Bank Number Four.

CLARITY Act Stalls Again: What It Means for XRP Now

Wall Street’s $114T Depository Just Went Tokenized

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